Deck the Halls with Bells of Holly...CHECK!
So the stocking are hung by the chimney with care, school finished and you're wondering what and whom you have forgotten to buy for? It's time to relax. If you must finish a few bits and pieces head out early to avoid the crazy rush. Write a list and head straight for what you want. Even if you have managed to stick to your budget thus far the last few days can blow that sky high! Resist buying the gifts the kids have suddenly added to their lists and ask yourself, "Can I really remember what I got as a kid?" chances on most counts you won't. It's the special feeling of family and friends that will be swimming around in your mind.
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